Answer: Faith justifies a sinner in the sight of God, not because of those other graces which do always accompany it, or of good works that are the fruits of it₁, nor as if the grace of faith, or any act thereof, were imputed to him for his justification₂; but only as it is an instrument by which he receives and applies Christ and his righteousness.₃

1. Galatians 3:11; Romans 3:28
2. Romans 4:5; cf. Romans 10:10
3. John 1:12; Philippians 3:9; Galatians 2:16